Why choose the Pac Lease collateral-free working capital financing scheme?
At the core of every growing business is ambition — the drive to scale, adapt, and seize new opportunities. We understand that sustaining momentum requires more than vision alone; it requires access to the right financial support at the right time. At Pac Lease, we believe that business growth should never be constrained by limited access to funding. That’s why we have partnered with Credit Guarantee Corporation Malaysia Berhad (CGC) to help you move forward with confidence.
How We Empower You
Our CGC-backed collateral-free working capital financing scheme is designed to remove common financing barriers faced by MSMEs. By leveraging CGC’s risk-sharing guarantee, customers can simplify access to unsecured working capital while maintaining prudent credit standards. The process is structured, transparent, and focused on helping you manage cash flow, support expansion plans, and strengthen your operations — so you can stay focused on building a resilient and sustainable business.
How It Works
Our CGC-backed collateral-free working capital financing scheme is a term loan available to eligible private limited companies and partnerships across various sectors.
- Financing: Up to RM1 million per borrower
- Purpose: Working capital
- Tenure: Up to 5 years
- Collateral: Director’s, third-party and/or corporate guarantee & CGC Approved Guarantee
- Availability: Pac Lease branches nationwide
Don’t let financing constraints hold your business back. Strengthen your cash flow and unlock new opportunities with our CGC-backed collateral-free working capital financing scheme today.
Fact Sheets
Product Brochure
Collateral-Free Working Capital Financing
FAQs
CGC Financing FAQs (HTML version)
Let’s unlock new opportunities together
If you are an existing customer of Pac Lease, you may also touch base with your Relationship Manager. They will be more than happy to assist.
