Construction Equipment Financing FAQs

Why should I consider Construction Equipment Financing?

Malaysia’s construction industry was valued at over RM150 billion in 2024 and is projected to reach RM200 billion by 2033, growing at a CAGR of about 8.5%. As infrastructure and property development accelerate, contractors need to upgrade machinery, heavy equipment, and material handling systems to stay competitive. Purchasing new excavators, cranes, or concrete mixers can be costly and strain cash flow, especially for growing businesses.

With equipment financing from Pac Lease Berhad, logistics players can acquire modern assets without large upfront payments. Whether it’s expanding fleets, automating warehouses, or enhancing delivery efficiency, Pac Lease provides flexible financing solutions to help businesses operate at full potential and seize opportunities in Malaysia’s fast-growing logistics industry

What types of construction equipment does Pac Lease finance?

Pac Lease provides financing for all types of construction equipment ranging from excavators, bulldozers, backhoe loaders, wheel loaders, cranes, skid steer loaders, and concrete mixers, among others. This financing facility is suitable for sole proprietors, partnerships and private limited companies.

Is there a “negative list” of equipment that can be financed?

No, we do not have a negative list on types of equipment that can be financed.

What are the documents required for loan applications?

Following are among the typical documents required for loan applications:

  • Certified true copy (CTC) company statutory documents
  • Latest 6 months bank statements
  • Latest 2 years audited report
  • Other documents as and when required for evaluation
How quickly will I be able to get my loan approved?

For standard applications, your loan will be approved within 7 working days after we receive all the required documents.

What is the financing package?
  • Financing Amount: Minimum RM80,000
  • Tenure: Up to 5 years
  • Margin of Financing: Up to 100% of the cost of equipment
What other charges do I have to pay?

Other charges include:

  • Documentation fees ranging from RM280 to RM500, depending on location (excluding SST)
  • Stamp duty at ad-valorem (RM5 for every RM1000 of the amount financed)
Does Pac Lease have an insurance package bundled in?
Our Insurance Premium Financing (IPF) can be bundled together with the loan financing amount for the tenure of the loan. Our customers need only to make one monthly instalment to reduce the loan and IPF. This grants peace of mind to our customers, knowing their asset is adequately insured and the insurance cover will not lapse. The IPF also provides value-added features such as Agreed Value, Reinstatement Value, and Market Value alternatives.

How can I apply?

Existing customers may contact their Relationship Manager directly.

  • Existing customers may contact their Relationship Manager directly.
  • New customers need only to fill up the form below./li>
  • You may also reach us through WhatsApp at 018-311 0250.