What is factoring

  • Factoring is a convenient and collateral-free financing alternative which allows you to turn your credit sales into instant cash.

Factoring Processes

How factoring helps

  • Additional working capital - improve cashflow
  • Provides debt collection services
  • Secures maximum discount from supplier for prompt payment
  • Assists in credit assessment/management
  • Offers competitive credit terms to customer

Who should factor

  • Fast growing and expanding business enterprise which requires additional working capital.


Application Form For Factoring Facility  (2.8 MB)
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Approval of an application for credit facility is subject to Pac Lease's prevailing Lending Policy and eligibility criteria and is at the sole discretion of Pac Lease.